Problem
Members could keep only one debit card, and it was removed automatically when their bank disconnected, even if the card still worked. Debit card repayments succeed more often than bank transfers, so we lost the most reliable payment method at the moment a member was least likely to repay. Members also couldn’t choose which card received an advance or paid one back.
The rest is behind the velvet rope.
Some of this work is still confidential, and
my head of security, an Italian greyhound,
takes that very seriously. Got the password? Come on in.
No password? Email me and I’ll happily walk you through it.